Addressing A Letter to Two People

Addressing A Letter to Two People Addressing A Letter to Two People Addressing A Letter to Two People By Maeve Maddox One post often leads to another. The recent article â€Å"Conventional Letter Salutations in English† garnered several questions about how to address a letter to a married couple who have different titles and/or different surnames. Traditional letter-writing etiquette is based on traditional professional and marital patterns derived from the following assumptions: 1. A married couple is made up of a man and a woman. 2. The man’s name, with the appropriate honorific, goes first. 3. A married woman takes her husband’s surname. 4. A married woman’s given name is not part of the address or salutation. Based on these assumptions, traditional etiquette dictates the following forms: Address Mr. and Mrs. Charles Simpson Dr. and Mrs. Charles Simpson Rev. and Mrs. Charles Simpson Salutation Dear Mr. and Mrs. Simpson Dear Dr. and Mrs. Simpson Dear Rev. and Mrs. Simpson Nowadays, however, when some people question even the conventional use of Dear to begin a business letter, how to address a letter can be a hotly contested topic. Many married women still prefer the â€Å"Mr. and Mrs.† form, but others feel marginalized by it. As a result, recent guides to letter-writing give the following as acceptable options: Mr. Charles and Mrs. Jane Simpson Mr. Charles and Ms. Jane Simpson Note: In traditional etiquette, the form â€Å"Mrs. Jane Simpson† signifies that the woman so addressed is divorced. In modern usage, when a form other than â€Å"Mr. and Mrs. [surname]† is used, the woman’s name goes first: Mrs. Jane Simpson and Mr. Charles Simpson Jane and Charles Simpson Dear Jane and Charles An editor at The Chicago Manual of Style considers any of the following as proper forms for a business salutation to a married couple: Dear Mr. and Mrs. Stern Dear Irene and Mike Stern Dear Mike and Irene Stern When members of the couple have different titles, some commentators think that the traditional male-female order should be maintained. For example, if the wife has a doctorate and the husband hasn’t, the form would be â€Å"Dear Mr. and Dr. Simpson.† Other authorities, like The Gregg Reference Manual, state that the higher-ranking title should go first: â€Å"Dear Dr. and Mr. Simpson.† If both members of the couple are entitled to be addressed as â€Å"Dr.,† then they may be addressed as â€Å"Dear Drs. Simpson.† Another result of changing norms is the necessity to decide how to address a couple that does not share a surname. Robert Hickey, author of Honor Respect, The Official Guide to Names, Titles, and Forms of Address, offers a solution that covers every kind of couple: heterosexual, homosexual, married, and unmarried-but-living-together. When each member of a couple uses a different surname, list each name fully, putting them in alphabetical order by family name: Dr. Geoffrey Baxter and Dr. Alice Goodwin For partners in a same-sex couple, list them in alphabetical order by family name: Ms. Angela Esposito and Ms. Shara Patel Mr. Liam O’Hare and Mr. Darin Washington Some same-sex couples opt to share a surname. In that case, arrange the names in alphabetical order by given name: Ms. Angela Patel and Ms. Shara Patel. Bottom line: If you know the couple, you should know how they prefer to be addressed. If you are addressing a letter to people you do not know well, choose a respectful form of address that suits the occasion. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Business Writing category, check our popular posts, or choose a related post below:Compared "to" or Compared "with"?50 Synonyms for â€Å"Idea†Continue and "Continue on"

Prostate Cancer Essays - Prostate Cancer, RTT, Histopathology

Prostate Cancer Essays - Prostate Cancer, RTT, Histopathology Prostate Cancer Prostate cancer is a common form of cancer that has affected most every man whether he knows it or not. There are many factors and risks that can lead to this deadly cancer. With the help of highly trained docters,fatalities can be can be lowered,yet sometimes things still happen. Prostate cancer is the cancer of the male reproductive organ.The prostate make prosthetic fluid.The prostate also forms semen,but the most important function of the prostate is to regulate the acidity of the semen. Cancer is the collection of abnormal cells that have forgotten how to die. Cancer cells unlike normal cells can not die. One way to find out if you have the cancer or if you do not have the cancer is called a prostate exam. The exam is basically a feel of the back wall of the prostate gland. What the doctor is trying to feel for is any hard nodules, lumps or irregularities. You shouldnt have to have a annual exam, but it just depends how experienced your doctor is. If the doctor finds an irregularity, u shouldnt wait for it to change. When you are a child your prostate is about the size of a pea.The body begins to make large amounts of male hormones during puberty causing the prostate to grow rapidly.About ninety five percent of the hormone is produced by the testicles.Once your prostate has reached normal size it stops growing until u have reached your sixties or seventys.This slow increase leads to the condition called bengign prosthetic hyperplasia.This is rarely a threat to your health ,but it can me extremely uncomfortable. There are many stages of prostate cancer,early stages and late stages.The classic stages are A,B,C and D. The a stage consist of cancer found incidentally or because of elevated PSA. The b stage of cancer is made up of cancer found because of abnormal digital rectal exam; cancer confined to prostate. The C cancer is cancer spread to tissues outside of the prostate. Finally the D cancer is cancer that has spread to lymph nodes or the bone. It is better to have one degree than the other.It is always better to have a smallvolume,low grade tumor than a lager,high-grade cancersays Dr. Sheldon Marks book Prostate and Cancer. There is a unique feature of cancer cells. Cancer cells have the ability to detach theirselves from their original site and move to other parts of the body.This is a process that is just recently beginning to be understood. Under normal circumstances prostate cell is confined to the prostate,but when the cell becomes cancerous it is able to leave its birthplace and take up residence in other parts of the body. This ability to shed celled and establish satellite or daughter cancer colonies in other parts of the body is known as the process of metastasis says Dr.Marc B. Garnicks book The Patients Guide to Prostate Cancer. As I just discussed cancer cell have the potential to spread throughout the body. When prostate cancer is in early stages it is confined within the prostate. It is in these early stages when prostate cancer is curable. As the cancer grows it heads towards the edge of the prostate. If it has enough time it can grow through the outer edge of the prostate . This is called the prostate capsule. This is known as extra capsular extension says Dr.Kent Wallners book Prostate Cancer. Prostate cancer is either curable or incurable. The way you can tell if the cancer is curable is if the cancer is still confined . If the cancer is still confined in the ate it is considered curable. Prostate cancer that has metastasized to the lymph nodes or to the bones is considered incurable. This means if the cancer has spread outside the prostate and infected these parts it is incurable. There are six major treatments for curing prostate cancer. The first treatment is called cryosurgery. Cryosurgery is the freezing of the prostate gland. The second major treatment is seed implantation. This is simply placing radioactive seeds in the prostate gland. The third major treatment is hypothermia. Hypothermia is when heat is applied to the prostate gland,and this will shrink the cancer. This will eventually destroy the cancer. The fourth major treatment is Radical prostatectomy. This is the sergical removel of the cancerous prostate gland. The fifth mahor treatment is called external beam radiation therapy. This is when the prostate is shot at by beams of focused x-rays. The purpose of this is to shrink the cancer infected cells. The sixth and last major treatment is the Bilateral orchiectomy. This is the surgical removel of the testes

Its very clear from the writings of the Spaniards in New Spain that Essay

Its very clear from the writings of the Spaniards in New Spain that the conversion of the Azetecs Christianity didn't completely - Essay Example They made statues representing their gods. Some of the gods were made from seeds and vegetables joined by blood from human hearts. Cortes reported this in his letter citing â€Å"after they are made they offer them more hearts and anointed their faces with blood† (Andrea and Overfield 463). The sacrifices involved anointing these idols with sacrificial blood. The market place formed an important part of their culture. Cortes, who led the Spanish forces that conquered the Aztecs, reported, â€Å"This city has many squares where trading is done, and markets are held continuously† (Andrea and Overfield 462) Cortes continued to expound on the expanse of the market and the range of merchandise. He indicated that he could not report all of them saying â€Å"but they are so many and so varied† (Andrea and Overfield 463). The Spaniards conquered the Aztecs in 1521, after which they introduced Christianity to the inhabitants of the fallen empire. However, despite the intr oduction of Christianity, their transformation was not complete as they continued with some of their cultural practices. Andrea and Overfield presented an excerpt from the writings of Duran. Duran served as a priest from 1556 until his death in 1588. One of the ways that the priest noted remained unchanged was attendance to the market places. The markets, as previously indicated, formed a chief part of the Aztec culture. The markets were operational throughout, and people were compelled by law to attend the market fairs. Duran observed that the custom of attending markets after a number of days continued among the people. He wrote, â€Å"The markets were so inviting, pleasurable, appealing, and gratifying to these people that great crowds attended, and still attend†¦Ã¢â‚¬  (Andrea and Overfield 405). He further noted that when the market days were on Sundays, no one attended the mass. He noted, â€Å"Occasionally, this falls on Sunday, and no one hears the mass in the area o f the town where the market is held† (Andrea and Overfield 405). This attachment to the market place was so strong that it was placed first before Christianity. Duran presented this in what he thought was the most probable reply from a woman choosing between heaven and the market. He perceived the woman would say, â€Å"Allow me to go to the market first, and then I will go to heaven† (Andrea and Overfield 405). Duran identified three ways through which a person could receive honor in Aztec. These included soldiery, religion and trade. Soldiery was the first and the main way, while trade was the least admired. Nevertheless, it presented a credible way of attaining honor. Traders who traded in expensive wares and acquired wealth received recognition like brave soldiers. Duran reported that â€Å"and so they were considered among the magnates of the land, just as the valorous soldier† (Andrea and Overfield 404). Thus, the market presented one way that was accessibl e to most of the people. Duran noted that this attachment to the market as a way to acquire status did not end with the introduction of Christianity by the Spaniards. He noted of how merchants saved up to twenty years and prepared expensive parties, which consumed all their savings. Duran added, â€Å"This could not be wrong except that for their celebration they await the day on which the god was honored† (Andrea and Overfield 405). This indicated the unchanged connection between trade and honor in the people’s life. Additionally, attending markets presented a form of

KatrinaHealth Research Paper Example | Topics and Well Written Essays - 500 words - 1

KatrinaHealth - Research Paper Example This overwhelming destruction caused residents and evacuees diploid of many basic needs which includes â€Å"medication history, their homes, BUSINESSES, they were mentally disturbed aftermath of hurricane Katrina, they faced potential health problems like â€Å"Population Displacement, Drinking Water, West Nile Virus, Emotional Fallout Toxic Contaminants† An obvious and urgent need was to fix these medical and all related issues and to settle them accordingly. The result was out fashioned in the form of â€Å"KATRINA HEALTH† which was initiated as on online service to help people affected by storm, working with health professionals to gain some sort of access to their lost medical history they were using before storm and to retrieve it, thus they will be cured accordingly in future. KATRINA HEALTH was made possible with the assistance of federal, local and state governments in collaboration with national foundation and organizations of medical related professionals (Boyle, 2001). History tells us that â€Å"medical professionals and health related bodies and public figures were very much anxious to explore ways by which they can help evacuees, to restore medical records, they step forwarded for this task and MARKLE FOUNDATION EXECUTIVES called the head of several companies that had medical data such as the NATIONAL ASSOCIATION OF CHAIN DRUG STORES (NACDs), CHIEF executives officers, â€Å"Sure scripts† (maintained a system of e-prescribing online network coverage) , â€Å"Rx hub† (kept a pharmacy record of patients and routes it electronically to physicians at different places like hospitals etc) and Veterans Health Administration (had its own national system of e-records for those who seek care through its system) were also contacted and â€Å"GOLD standard†( managed Medicaid prescription and data or information with a secure portal system for MISSISSIOI) , EXECUTIVE officers

Common Law Essay Example | Topics and Well Written Essays - 2000 words

Common Law - Essay Example was extremely slow points towards false representation and it is arguable that this misrepresentation gives Abigail the right to repudiate the contract on the misrepresentation constituting a condition (Poole, 2006). The burden would be on Abigail to prove this, which may be difficult on grounds that there is no record of her telephone conversation with CableFast. Additionally, as the contract was for the supply of services, the Supply of Goods and Services Act 1982 implies terms into Abigail’s contract, which cannot be excluded and therefore enforceable against CableFast. The 1982 Act provides that in a contract for the supply of services and where the supplier acts in the course of a business, there will be an implied term that the supplier will exercise reasonable skill and care in delivering the services. The 1982 Act requires the services to be provided to a satisfactory quality and fit for the purpose intended. Therefore, if Abigail can establish breach of these implied terms she will have a claim for breach of contract. The fact that the broadband connection was very poor will operate in Abigail’s favour in establishing breach. Alternatively, as the contract is a business to consumer contract and was concluded via telephone, it will constitute a contract at a â€Å"distance† under Regulation 3 (1) of the Consumer Protection (Distance Selling) Regulations 2000 (the Regulations). Most importantly for Abigail is the 7 day cooling off period provided by the Regulations, which enable consumers to cancel the contract during a seven day period. Whilst the Regulations permit businesses to stipulate the conditions and procedures for withdrawal, the right to cancel cannot be derogated from and information regarding the procedure for cancellation must be supplied to the consumer (Regulation 11). As Abigail’s contract was for the provision of services, Regulation 12 provides her with the right to cancel within 7 working days from when the order is

Effect Of Facebook On Academic Performance

Effect Of Facebook On Academic Performance THE IMPACT OF FACEBOOK ON STUDENTS’ ACADEMIC PERFORMANCE INTRODUCTION Facebook is dominate potential –places among youth specially students. Most of students are spending more time in using Facebook which is lead to impact time spending in education. This research is going to study whether Facebook impact on students’ performance or not in SLIATE. The SLIATE (Sri Lanka Institute of Advanced Technological Education) is one of the leading educational institutions in Sri Lanka for higher education and is a statutory body coming under the purview of Higher Education Division, Ministry of Education. SLIATE has been established by the Parliament Act 29 of 1995 focusing on fostering Advanced Technical Education at a post-secondary level and its head is Director General appointed by the cabinet. It is mandated to establish Advanced Technical Institute (ATI) in every province for both Engineering and Business Studies. (http://www.sliate.net/about.htm) BACKGROUND OF THE STUDY Nowadays most of peoples use Facebook to make social network among people all over the world. And students also spending most of their time on such social media called Facebook. Facebook.com (Facebook), the most popular and commonly used online social network Web site, has created passion among college students in modern years. College students are become very interest in online social networking. â€Å"Online social network sites such as Facebook work as an important entertainment for undergraduates. Facebook, the most popular social network site, was specifically designed for undergraduates and is the most commonly used. Therefore, time spent on Facebook may affect academic performance. For example, time spent on Facebook may directly affect and/or reasonable the students’ academic performance. OBJECTIVE OF THE STUDY The ultimate purpose of this study is going to examine the use of Facebook weather it is impact on students’ academic performance or not. The core research question of this survey is: what is the effect of online social networking site, Facebook, having on students’ academic performance (Examination Marks)? In other words does time spending (access) every day on Facebook have a significant impact on academic performance (Examination Marks)? In addition to that this survey going to test do Sex, age and status of the student impact on academic performance on them? SIGNIFICANCE OF THE STUDY The college classroom is used to delivering the product (student education) of the college. The objective of education is to have students learn and succeed. Thus, it is important to know and understand how student use of online social network sites (i.e. Facebook) affects academic success. Therefore, a critical examination of the impact of Facebook on academic performance is very essential. This useful presentation to help students, lecturer, teachers and academic leaders. Students, specially, can get better understand the consequences of Facebook site use on educational performance. Lecturer, teachers and academic leaders can get valued understanding and information about the relationship between the students time spend on Facebook and how it affects students’ academic performance. Also, academicians can be get well prepared to guide and mentor students regarding the negative impacts of Facebook sites on their academic performance. METHODOLOGY This research is designed to test the impact of using Facebook on student academic success and performance in their exam. Research can explain through the collection of numerical data, which is then analyzed using computerized statistical package. With survey research, I can select a group of respondents, collect data, and analyze the data to answer the research question. I have collected quantitative as well as qualitative data from a sample using questionnaire technique. This research is an appropriate investigation tool for making generalized interpretations about a large group of people based on data collected from a smaller number of individuals from that group. POPULATION AND SAMPLE The population for this study is Higher National Diploma 2009 Batch students of SLIATE, Kandy. The students’ academic performance is evaluated through final marks taken by students in Strategic Financial Management. The independent variable is use of Facebook every day. This data was taken from the respective student through small questioner during the class. Furthermore some demographic data also have been collected such as: gender, age, and student status weather full time or part time. They described the sample characteristics. The student (sample) selected the answers from the survey that best described them. DATA ANALYSIS I used SPSS 16.0 to perform the statistical analysis. Basic frequency analyses were conducted using demographic information. The questions were analyzed using descriptive statistical analyzing techniques. Descriptive statistics was another statistical technique which is used in this study to define the mean, minimum value, maximum value, and standard deviation for all the demographic variables. SPSS is presented in tables and charts. Most importantly the core research question’s answer is tested by using Independent Samples Test and ANOVA test also is performed as statistical technique. I used this technique to find the impact of using (spending time every day) Facebook on student’s performance, by comparing means marks between student’s who are spending time on Facebook and who are not. So I used SPSS 16.0 to analyze statistic and interpret the result. This study is intended to bring attention to and awareness of the impact of using Facebook on students’ academic performance. FINDINGS This section is presents the output generated by SPSS 16 from data collected for survey. Table 1 represents the total number of respondents included in the sample of 106 students. Among them 45 students are spending time on Facebook every day which represent 42.5%. But 61 students (57.5%) are not spending time on Facebook every day. Table 2 represents the status of the students such as whether full time or Part time students. 43 students are engaging in Full Time and 63 students are engaged in part time course. Table 3 represents the total sample consist of 64 students are female (60.4%) and 42 students are male (39.6%). Table 4 represents the age group of the sample. 68% of the sample students represents the age group of 25 Years. 15.1 % of students in 26 years age group. Other age groups are approximately similar to 10%. Table 5 represents summary of respondents. 11 female and 10 male Fulltime students, and 16 female and 8 Male part-time students are spending time on Facebook every day. But 11 female and 11 male Fulltime students, and 26 female and 13 Male part-time students are not spending time on Facebook every day. Table: 6 represents the descriptive statistics of the sample with a variable of Facebook usage on student’s performance which is represented by Marks. The students mean marks those who are spending time on Facebook is 77.36. At 95% confidence level the mean marks of the student’s lies between 74.52 to 80.19 marks. But there is a 5% change to the mean marks not lies within the range. And the standard deviation of marks is 9.432, median is 78.00, normal distribution is negatively skewed to left at -.592. The students mean marks those who are not spending time on Facebook is 77.93. At 95% confidence level the mean marks of the students lies Between 75.96 to 79.91. But there is a 5% change to the mean marks is not lies in the range. And the standard deviation of marks is 7.726. , median is 78.00, normal distribution is negatively skewed to left at -.276. Tests of Normality H0: Student’s marks are normally distributed H1: Student’s marks are not normally distributed The Tests of Normality are shown in the table 7. Here two tests for normality. For dataset small than 2000 elements, we use the Shapiro-Wilk test, otherwise, the Kolmogorov-Smirnov test is used. In our case, since we have only 106 elements, the Shapiro-Wilk test is used. From the table Group Yes p-value is .040 and Group No p value is .294. So in group yes, we can reject null hypothesis and we can conclude that the data comes is not normal distribution. But in case of Group No, We cannot reject the null hypothesis and conclude that the data comes from a normal distribution. However when analyze the Normal Q-Q plot of marks in Figure: 1 Group yes is approximately normally distributed. So we can assume that data are normally distributed to use the independent sample test. Figure: 1 Figure: 2 Figure: 3 Statistical Hypothesis H0: Student’s marks of two groups are equal ( µ= µ) H1: Student’s marks of two groups are not equal ( µÃ¢â€°  Ã‚ µ) Research Hypothesis H0: Use of Facebook is not significantly affect the students’ performance H1: Use of Facebook is significantly affect the students’ performance This table 8, represents the results of the independent-samples t-test. The Levene’s results had an F-statistic of 1.844 with a significance value (P) of 0.177. Because, P > ÃŽ ± (0.177 > .05), the two variables has statistically equal variance distributions. Therefore, we can use the first row of t-test information to determine if the two group mean marks are statistically different from each other. The t-statistic value is -0.347. The degrees of freedom is 104. The 2-tailed significance value is 0.729. The difference between the means of two group is -0.579 and the standard error of this difference is 1.668. The 95% confidence interval of the difference ranged from -3.887 to 2.729. Because P > ÃŽ ± (0.729> 0.05), we cannot reject null hypothesis i.e. there is no significant evidence that two groups students’ average marks are different, so we can come to the conclusion that use of Facebook is not significantly impact on students’ performance. Research Hypothesis H0: Sex not significantly affect the students’ performance ( µ= µ) H1: Sex is significantly affect the students’ performance ( µÃ¢â€°  Ã‚ µ) The Levene’s results had an F-statistic of 5.194 with a significance value (P) of 0.025. Because, P < ÃŽ ± (0.025 ÃŽ ± (0.627> 0.05), we cannot reject null hypothesis, so we can come to the conclusion that the average marks is statistically not significantly different in sex of students. So sex of the students are not impact on students’ performance. Research Hypothesis H0: use of Facebook is not significantly affect the students’ performance ( µ= µ) H1: use of Facebook is significantly affect the students’ performance ( µÃ¢â€°  Ã‚ µ) Table 11 represents the results of the independent-samples t-test. The Levene’s results had an F-statistic of 0.023 with a significance value (P) of 0.879. Because, P > ÃŽ ± (0. 879 > .05), the two variables has statistically equal variance distributions. Therefore, we can use the first row of t-test information to determine if the two group mean marks are statistically different from each other. The t-statistic value is -0.154. The degrees of freedom is 104. The 2-tailed significance value is 0. 878. The difference between the means of two group is -0.259 and the standard error of this difference is 1.668. At 95% confidence interval difference ranged from -3.591to 3.073.because P > ÃŽ ± (0 .878> 0.05), we cannot reject null hypothesis, so we can come to the conclusion that the average marks of the two group (Full time and Part Time) of students are statistically not significantly different. In other words student’s status is not impact on student’s performance. Research Hypothesis H0: Age is not significantly affect the students’ performance ( µ= µ) H1: Age is significantly affect the students’ performance ( µÃ¢â€°  Ã‚ µ) Table 12 is represent ANOVA output. Which is used to compare mean differnces between age groups of the sample. The F-statistic is 0.753, The Sig value is 0.523.P > ÃŽ ± (0.523> 0.05), we cannot reject null hypothesis i.e there is no significant evidence to reject that age of students’ average marks are different, so we can come to the conclusion that the average marks of students’ age are statistically not significantly different. So student’s age is not impact on students’ performance. OVERALL CONCLUSION The use of Facebook is statistically not impact of student’s performance. Even sex, Age, or Status also statistically not impact on students’ performance. LIMITATIONS The selected variables are not significantly impact on students’ performance. To know what are the factors are affecting students’ performance, we have to include more variable in addition to this variable and include more samples into the survey. The potential limitation of this study is that the participants are sampled from only one insti

Essay --

The purpose of the present study Stanley 46 (1999) was to profile competitive junior female tennis players and determine if differences in fitness exist between state (n = 13, age=16.23 yrs) and district (n = 10, age = 17.10 yrs) standard female tennis players. The fitness components measured included: maximal aerobic capacity (graded treadmill test to volitional exhaustion with direct oxygen analysis), strength (grip strength), power (vertical jump), speed (20 yard dash), muscular endurance (60second sit-up), agility (spider test), flexibility (sit and reach) and body composition (restricted anthropometric profile). A questionnaire was also administered to determine fitness training habits and attitudes to fitness. A series of unpaired t-tests found no significant differences between the groups on any of the body composition or fitness variables. The only significant difference occurred with the subjects playing age where the state group had been playing tennis for a significantly l onger time (8.46 yrs) than the district group (6.55 yrs). The results of the present study showed that the fitness level of the girls was sub-standard. This may partly explain the current lull in the performance of Australia's female tennis players. Questionnaire results showed that most girls were spending considerable time doing fitness training each week however, the questionnaire also showed that most of the girls did not have a fitness program to follow and would like a program written for them. To succeed at the highest level the tennis player must be proficient in all three areas of skill, psychology and fitness. Graetzer., & Shultz. 47 (1995) assessed aerobic and anaerobic power and capacity, muscular strength, flexibility, balance, and blood ... ...yers (4,063 m and 4,050 m vs. 3,866 m), respectively. However, in light of the distance-covered values (i.e., 2066-5251 m) found by Manchado. et al. (2008), the study was not very clear on the basis of the practical significance of these differences is unclear. The wing players are also engaged in more high intensity work, than the back-court players (1.35%) and pivots (2.32%). On offense, wing players received less tackles (7.5 per match) than back-court players (15.9) and pivots (25.4). On defence, wing players performed fewer tackles (11.8 per match) than back-court players (24.6) and pivots (27.4). Wing players also engaged in more quick runs (4.4 per game) compared to back-court players (1.35) and pivots (2.47). In, summary, wing players did more high intensity work, covered greater distances and engaged in fewer tackles than both back court players and pivots.

Tax and Gearing

W22Extra: Tax and Gearing: More Questions Multiple Choice 1) Which of the following statements is false? A) In general, the gain to investors from the tax deductibility of interest payments is referred to as the interest tax shield. B) The interest tax shield is the additional amount that a firm would have paid in taxes if it did not have leverage. C) Because Corporations pay taxes on their profits after interest payments are deducted, interest expenses reduce the amount of corporate tax firms must pay. D) As Modigliani and Miller made clear in their original work, capital structure matters in perfect capital markets.Thus, if capital structure does not matter, then it must stem from a market imperfection. As Modigliani and Miller made clear in their original work, capital structure does not matter in perfect capital markets. Thus, if capital structure matters, then it must stem from a market imperfection. ————————— Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€ Rosewood Industries has EBIT of $450 million, interest expense of $175 million, and a corporate tax rate of 35%. 2) Rosewood's net income is closest to: A) $450 million B) $180 million C) $290 million D) $95 million Net income = (EBIT – Interest expense)(1 – ?C) = (450 – 175)(1 – . 35) = $178. 75 3) The total of Rosewood's net income and interest payments is closest to: A) $270 million B) $355 million C) $290 million D) $450 million Net income + Interest = (EBIT – Interest expense)(1 – ? C) = (450 – 175)(1 – . 35) = $178. 75 + $175 = $353. 73 4) If Rosewood had no interest expense, its net income would be closest to: A) $405 million B) $160 million C) $450 million D) $290 million Net income = (EBIT – Interest expense)(1 – ? C) = (450 – 0)(1 – . 35) = $292. 50 5) The amount of Rosewood's interest tax shield is closest to: A) $115 million B) $290 millionC) $175 million D) $60 million Interest tax shield = Interest expense(? C) = 175(. 35) = $61. 25 ——————————————————————————— Fly by Night Aviation (FBNA) expects to have net profit available for shareholders next year of ? 24 million and Free Cash Flow of ? 27 million. FBNA's marginal corporate tax rate is 40%. 6) Establish FBNA's EBIT A) ? 43 million B) ? 40 Million C) ? 45 million D) ? 60 million EBIT = NI + Taxes + Interest expense FCF = NI + Interest expense => 27 = 24 + interest expense = 3 (EBIT – Interest Expense)(1 – 0. ) = NI (EBIT – 3)(0. 6) = 24 (EBIT – 3) = 24/0. 6 = 40 EBIT = 40 + 3 = $43 7) IF FBNA increases leverage so that its interest expense rises by ? 1 million, then the amount its profit for shareholders will change is closest to: A) -? 400,000 B) -? 600,000 C) ? 400,000 D) ? 600,000 (EBIT – Interest Expense – chg IE)(1 – 0. 4) = NI + chg NI (- chg IE)(0. 6) = chg NI -1m (. 6) = -600,000 Or, -$1m (1 – . 4) = -$600,000 8) IF FBNA increases leverage so that its interest expense rises by ? 1 million, then the amount its Free Cash flow will change is closest to: A) -? 600,000 B) -? 400,000C) ? 600,000 D) ? 400,000 FCF = NI + Interest expense chg FCF = chg NI + chg Interest expense = – 600,000 + 1m = +400,000 Or, $1m (0. 4) = $400,000 ————————————————————————— LCMS Industries has ? 70 million in debt outstanding. The firm will pay only interest on this debt (the debt is perpetual). LCMS' marginal tax rate is 35% and the firm pays a rate of 8% inte rest on its debt. 9) LCMS' annual interest tax shield is closest to: A) ? 2. 8 million B) ? 2. 0 million C) ? 3. 6 million D) ? 5. 6 million Annual Tax shield= annual debt interest ? C = ? 70M ? 0. 08 ? .35 = 1. 96M 10) Assuming that the risk is the same as the loan, the present value of LCMS' interest tax shield is closest to: A) ? 45. 5 million B) ? 20. 0 million C) ? 24. 5 million D) ? 35. 0 million PV of Tax shield = debt ? ?C = ? 70M ? .35 = 24. 5M 11) Assuming that the risk of the tax shield is only 6% even though the loan pays 8%, then the present value of LCMS' interest tax shield is closest to: A) ? 24. 5 million B) ? 18 million C) ? 33. 0 million D) ? $20. 0 million PV of Tax shield = debt ? ?C ? rD / rD2 = $70M ? .35 ? .08/. 06 = 32. 67

Eminem Biography essays

Eminem Biography essays Marshall Mathers aka Eminem aka Slim Shady causes controversy wherever he goes but that hasn't stopped him becoming one of rap's biggest stars. Call him what you want but he is one of the most successful rappers in todays rap industry. The critics fail to see that he is making these lyrics because he knows that they will talk about him and if people dont know about him they might just buy his CD in curiosity. In this paper I will try the best I can to take you through Eminems life to educate you about why he writes such angry lyrics. Eminem was born as Marshal Bruce Mathers III on October 17, 1972 in Kansas City. Eminem soon moved to Detroit when he was only 12 years old. During his childhood he moved around a lot so, it was very tough for him to make friends. Marshal began rapping in the school lunch room and soon dropped out of school to pursue his rap career. In high school, he battled with other classmates and was soon gained a reputation as a nimble rhymer. In 1997, Marshal he released his first LP called Infinite. "I was getting a lot of feedback saying I sounded like Nas or Jay-Z," Marshal admitted. (ezzzy.com/Eminem/biography.shtml) Later on that year he was in The Source Magazine for Unsigned Hype. Also that year, he won The Wake up Shows Freestyle Performer of the Year and second place Rap Sheet Magazines Freestyle Olympics. A couple years down the line Dr. Dre heard a demo tape of Eminem and loved what he heard. Dr. Dre immediately got in touch with him and signed him to the Aftermath label. His major label debut - 'The Slim Shady LP', co-produced by Dre - was a huge success, by hitting Number 2 on Billboard's album chart on its first week of release. The lyrics provoked more controversy with Eminem being accused of promoting homophobia and encouraging date rape and drug abuse. The track '97 Bonnie & Clyde' also caused outrage...

How to Make Homemade Fizzy Bath Bomb Balls

How to Make Homemade Fizzy Bath Bomb Balls Use your chemistry to make a fizzy, scented bath bomb (bath ball). Make them for yourself or give them as gifts! Its pretty easy to make and takes only about 15 minutes! Fizzy Bath Bomb Chemistry Fizzy bath bombs or bath seltzers are an example of an acid-base reaction. The citric acid (weak acid) and baking soda (sodium bicarbonate, which is a weak base) react together to release carbon dioxide gas. This gas forms the bubbles. The citric acid and baking soda dont react until they are in an aqueous (water-based) solution. The cornstarch helps keep the bath bombs dry until you add them to the bath. You could substitute Epsom salts in place of the cornstarch if you prefer. What You Need for Bath Bombs 2 tablespoons  citric acid2 tablespoons cornstarch1/4 cup  baking soda 1/4 teaspoon fragrance oil3-6 drops food color3 tablespoons vegetable oil Lets Make Bath Bombs! Mix all dry ingredients (citric acid, cornstarch, baking soda) in the bowl.In a different bowl or a small cup, mix the vegetable oil, fragrance, and coloring together.Slowly incorporate the oil mixture into the dry ingredients. Mix well.Place 1 balls of the mixture on waxed paper. They will be semi-hard within 2-3 hours, but allow 24-48 for them to fully dry before storing them.Store bath balls in a sealed container, away from moisture.Add a few to the bath and enjoy! For gift giving, the balls may be placed in individual candy cups. Useful Tips Either fragrance and/or coloring is optional.Suggested vegetable oils include coconut oil, avocado oil, apricot kernel oil, sweet almond oil, or olive oil, although any emollient oil is good!Use small molds to make three-dimensional fizzy bath shapes.

Ethical issue, or issues, affecting the construction indistry today Research Paper

Ethical issue, or issues, affecting the construction indistry today - Research Paper Example These problems are getting more serious everyday because proper framework is not present to avoid ethical issues. In this essay two of the most prevalent ethical problems in the construction industry will be discussed that is use of low quality material and employee related issues. Use of Low Quality Material The use of low quality material is prevalent in construction industry because it is difficult to account for the materials beings used in constructions of buildings, houses, roads or bridges. Contractors and firms can use low quality material without any chance of being caught by the relevant authorities and this is why compromising quality is quite common in the construction business. The main focus of the construction companies is on cost cutting and as they attempt to crib expenses they are enticed to use low quality materials in their constructions. The article by Yosoff et al. (2006) explains that construction companies are prone to quality issues. The article explains how construction firms are coming under enormous pressure from authorities to mend their ways and therefore they are trying to adopt total quality management. The ethical issues like use of raw material are prevalent in the industry because of absence of any international standard. This leads to subjective decision making where room for unethical practices exist. It is also suggested that focus should be on changing the culture of construction industry in order to improve quality standards in the industry. Top level management should see quality management as essential and only then malpractices can be eradicated. Construction industry is also more likely to get affected by ethical issues because it spans over a large geographical areas. Especially in the developing countries construction is happening at a great speed therefore it is difficult to track problems. The use of low quality material in industries only gets noticed when there is a calamity. The earthquake in China revealed tha t low quality bricks were used in many buildings which caused many deaths and injuries (Krishnan, 2011). Use of low quality material also exists because people are poor and cannot afford to comply with safety standards (2011). Human Resource Management Issues Constructions industry is also known to deal with human resource in unethical ways. Many problems have been seen including low wages, lack of better safety standards and long work hours. These problems are a violation of employee ethics but they are ubiquitous in construction industry. This is because mostly unskilled workers are employed in construction firms therefore managers have a higher degree of bargaining power and can force workers to work for longer hours at a lower wage. The ethical issues the industry is facing are growing because no framework is present to reduce these problems. There is a divide between organizational and individual needs in construction industry (Yankov & Kleiner, 2001). This causes many employee related problems in the construction industry. Construction firms are reducing the number of skilled employees and are hiring unskilled worker who cost less for companies. The relationship between less skilled workers and management are destined to be volatile because they both have different preferences. Low skilled worker can only be motivated to work hard by giving monetary benefits while managers are trying to reduce costs all the time. This forms the basis of ethical issues related employees in the construct

Scavenger Hunt Research Paper Example | Topics and Well Written Essays - 500 words

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